Terms of Service

1. Overview

Cadris is a financial intelligence platform designed to help rental property owners and real estate investors organize financial data, review portfolio performance, and prepare structured reports.

Cadris does not provide legal, tax, accounting, or investment advice.

2. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use Cadris.

By using the service, you represent that you meet these requirements.

3. Account Registration

You may need to create an account to access certain features. You agree to provide accurate and complete information and to keep it updated.

You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

4. Acceptable Use

You agree to use Cadris only for lawful purposes and in accordance with these Terms.

You may not:

• Access or use the platform in any unlawful manner
• Interfere with security or platform operations
• Upload malicious code or harmful material
• Attempt unauthorized access to accounts, data, or systems
• Copy, reverse engineer, scrape, or exploit the platform except as permitted by law
• Use the platform to violate the rights of others

5. User Content

You retain ownership of the data and content you submit to Cadris, including property records, financial information, receipts, comments, and documents.

By submitting content, you grant Cadris a limited license to host, store, process, display, and use that content solely as needed to operate, improve, and provide the service.

You represent that you have the necessary rights to upload and share any content you provide.

6. Accountant Sharing and Collaboration

Cadris may allow you to share selected data with accountants or other collaborators through read-only views, comments, or invited access.

You are responsible for determining who you invite and what information you choose to share.

7. Subscription, Billing, and Payments

Certain features may require a paid subscription.

If you purchase a subscription:

• You agree to pay all applicable fees
• Billing may recur automatically until canceled
• Pricing, billing frequency, and included features will be presented at checkout or on the pricing page
• Failure to pay may result in suspension or loss of access to paid features

Unless otherwise stated, fees are non-refundable except where required by law.

8. Cancellation and Termination

You may cancel your subscription at any time, subject to the billing terms presented at purchase.

We may suspend or terminate access if:

• You violate these Terms
• Your use creates risk to the platform or other users
• Payment fails or remains overdue
• We are required to do so by law

Termination does not relieve you of obligations incurred before termination.

9. Intellectual Property

Cadris and its related software, branding, design, content, interfaces, and features are owned by Cadris or its licensors and are protected by intellectual property laws.

Except for the limited right to use the service in accordance with these Terms, no rights are granted to you.

10. No Professional Advice

Cadris is a software tool only.

Any reports, categorizations, projections, dashboards, or tax-related outputs are provided for informational and organizational purposes and should not be relied upon as legal, tax, accounting, financial, or investment advice. You are responsible for reviewing outputs and consulting qualified professionals where needed.

11. Disclaimers

The service is provided on an "as is" and "as available" basis. To the maximum extent permitted by law, Cadris disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that:

• The service will be uninterrupted or error-free
• Classifications or reports will always be complete or accurate
• All issues will be corrected
• The service will meet every user's needs

12. Limitation of Liability

To the fullest extent permitted by law, Cadris and its affiliates, officers, employees, and service providers will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for loss of profits, revenues, data, business opportunities, or goodwill arising from or related to your use of the service.

Our total liability for any claim relating to the service will not exceed the amount you paid to Cadris in the 12 months preceding the event giving rise to the claim, or one hundred U.S. dollars if you have not made any payments.

13. Indemnification

You agree to defend, indemnify, and hold harmless Cadris and its affiliates, personnel, and partners from and against claims, liabilities, damages, judgments, losses, and expenses arising out of your use of the service, your content, or your violation of these Terms.

14. Changes to the Service

We may modify, suspend, or discontinue all or part of the service at any time, with or without notice.

We may also update these Terms from time to time. Continued use of the service after updated Terms become effective constitutes acceptance of those updated Terms.

15. Governing Law

These Terms will be governed by the laws of the State of Delaware, without regard to conflict of law principles.

16. Contact

If you have questions about these Terms, contact: